World Of Finance

1. What is micro finance ?  “Micro finance” is often defined as financial services for poor and low-income clients. In practice, the term is often used more narrowly to refer to loans and other services from providers that identify themselves as “micro finance institutions” (MFIs). These institutions commonly tend to use new methods developed over the last 30 years to deliver very small loans to unsalaried borrowers, taking little or no collateral. These methods include group lending and liability, pre-loan savings requirements, gradually increasing loan sizes, and an implicit guarantee of ready access to future loans if present loans are repaid fully and promptly. More broadly, micro finance refers to a movement that envisions a world in which low-income households have permanent access to a range of high quality financial services to finance their income-producing activities, build assets, stabilize consumption, and protect against risks. These services are not limited to credit, but

An entrepreneur is an individual who undertakes financial risks and carries out new financial ventures. There are more than 120 crore people in India , but we have to think about one thing, out of this 120 crore how many are productive......? out of the total productive population how many are really using the potential....? Strange but fact, due to  lack of knowledge and expert guidance we are not able to develop future entrepreneurs. Here in this article we are trying to give you some inputs on the topic "How to become a Successful Entrepreneur ". Only efficient and successful Entrepreneurs can lead the Country to a prosperous and bright future. The word entrepreneur derives from the French words "entre" (to enter) and "prendre" (to take), and in a general sense applies to any person starting a new venture or trying a new opportunity. Entrepreneurship is a practice of starting a new business in response to new opportunities. A person who owns a busi

Anyone can become a day trader but not everyone can make money out of it. Day trading is suitable for only those who wish to speculate on the stock market. Generally day traders say that day trading not only gives you the opportunity to make money, but also to lose. No matter whether you are a full time employee or part time employee, you can trade in stocks and enjoy the benefit. Stock market provides you an opportunity to use your knowledge of every-day events and convert them into profits. 12 Techniques for Day Trading  Following techniques will help you to become a successful intra day trader. Following the techniques are more important than understanding it. Fix a target price Wait for the buy/sell price to initiate the call Always fix Stop Loss Take expert Advice Analyze the tips carefully Wait, Watch and Trade Don't Over trade Always follow Market trend Wait for an opportunity Don’t expect too much Confirm the buying & selling volumes Don’t get

If a person wants to become an entrepreneur then he must start a new business and for starting up the business he needs to have a business plan . It is not necessary that the plan has to be a new idea for which he will need capital. The amount of capital depends upon the type of business that the entrepreneur is starting. He can get the required capital from many sources. The required capital, be it less or more depends upon the business plan. Some of the sources from which the entrepreneur can raise the required capital are: ·          Own funds ·          Venture capitalists ·          Angel investors ·          Partnership ·          Banks ·          From friends and relatives ·          Institutional investors In this article we will be concentrating on the venture capitalists. Definition Venture capitalists (VC) are those businessmen who are interested in startu p companies and who provide capital for such companies. It is not necessary that venture capitalist must be a busi

The word merchant bank does not have a fixed definition as this term is used differently in different countries. In United States these are called as “Investment Banks” and in UK they are called as “accepting and issuing houses”. The notification of Ministry Of Finance in India defines Merchant Banker as “any person who is engaged in the business of issue management either by making arrangements regarding selling, buying, or subscribing to the securities as manager, consultant, adviser in relation to such an issue management”. In general the merchant banks are the financial institution which provides financial services, solutions, & advice to corporate houses. Some of the world famous merchant banks are Goldman Sachs, Credit Suisse & Morgan Stanley etc. In India there are many banks which are into the field of merchant banking some of the banks are ICICI, State Bank Of India, Punjab National Bank etc. History of Merchant Banking The history of merchant bank can be dated back t