World Of Finance

The ABC of Stock Market The Do’s and Don’ts Basics of Stock/Commodity market Stock Market is a place where the trading takes place. A place where lots of money is invested to buy stocks and lots of money is earned while selling stocks. Some people goes with profit and some people carries losses. But still for a trader it’s a everyday game. And in games there are certain rules and regulations to be followed then only you can’t make strategies and plans and play the game according to it and win it. For a new trader the first thing to know about is where to invest, how to invest, how much to invest and win the game of investment. Now the question is how to invest? When an investor starts investing in the stocks or the commodity market he has some prominent exchanges to invest in. Few important ones are as follows: 1. BSE (Bombay Stock Exchange ): BSE is the oldest stock exchange in Asia and has the greatest number of listed companies in the world, with 4700 listed as of August 20...

        World of Finance by M.Vijaya Sai You protect physical property with security systems and watchdogs, you protect your intellectual property with a patent, copyright, or trademark. To use these safeguards, you need to know the steps involved in the patent process, the basics of copyright protection, and how to identify your design, idea, or other creative work legally. You can use trade secrets to protect yourself and your work as well, and to speak the lingo, you need to become familiar with a new set of acronyms. The Patent Process A patent is the most expensive and complex type of IP ( intellectual property) right. Decide whether you can protect your IP with a copyright, trademark, or service mark, or by keeping it under wraps as a trade secret before you go though the patent process. If you and your IP professional decide that a patent is the way to go, and you have the time and money to see the process through t...

        World of Finance by M.Vijaya Sai What's the problem in Greece? Years of unrestrained spending, cheap lending and failure to implement financial reforms left Greece badly exposed when the global economic downturn struck. This whisked away a curtain of partly fiddled statistics to reveal debt levels and deficits that exceeded limits set by the eurozone. How big are these debts? National debt, put at €300 billion ($413.6 billion), is bigger than the country's economy, with some estimates predicting it will reach 120 percent of gross domestic product in 2010. The country's deficit -- how much more it spends than it takes in -- is 12.7 percent. So what happens now? Greece's credit rating -- the assessment of its ability to repay its debts -- has been downgraded to the lowest in the eurozone, meaning it will likely be viewed as a financial black hole by foreign investors. This leaves the country struggling to pay its bills as...

        World of Finance by M.Vijaya Sai EXPORT-IMPORT PROCEDURE 1   Seller and Buyer conclude a sales contract, with method of payment usually by letter of credit (documentary credit). 2    Buyer applies to his issuing bank, usually in Buyer's country, for letter of credit in favor of Seller (beneficiary). 3    Issuing bank requests another bank, usually a correspondent bank in Seller's country, to advise, and usually to confirm, the credit. 4    Advising bank, usually in Seller's country, forwards letter of credit to Seller informing about the terms and conditions of credit. 5    If credit terms and conditions conform to sales contract, Seller prepares goods and documentation, and arranges delivery of goods to carrier. 6    Seller presents documents evidencing the shipment and draft (bill of exchange) to paying, accepting or negotiating bank nam...

        World of Finance by M.Vijaya Sai Letter of credit (L/c) is the most preferred payment option for exporters. Compared to other payment options, L/c has many safeguards for sellers and at the same time assurance for buyers. It is usually issued by larger banks and contain a promise to pay a seller (beneficiary) upon receipt of goods by a buyer if certain conditions outlined in the letter have been met.  What is Letter of Credit ? Letter of Credit or (L/c) is a legal document to arrange payment between a buyer(importer) and seller (exporter). The bank, as intermediary, ensures security for both parties, giving the exporter confidence that the importer is capable of paying for the goods while assuring the importer that payment will be made to the exporter only after the terms...

          World Of Finance by Vijaya Sai.M Why  dollar is  considered  as currency  king?Why the influence of dollar on various assets is very high?How it influences us this time around, however remains to be seen. Understanding the dollar is as important as understanding commodities, equities and bond cycles. The currency is a global benchmark and it is this dollar link that completes the economic cycle as assets interact with each other. Unfortunately, we do not pay much attention to this link. The geographical bias, lack of inter-market knowledge, single asset focus and cycle blindness restrains our understanding of the currency. The dollar is as important as gold. The two assets mirror each other and run contrary. If gold strengthens, dollar weakens and vice-versa. It is the classic interaction between the tangible and the intangible -- gold and commodities being the hard or tangible assets and the dollar being the...

        World of Finance by M.Vijaya Sai An individual planning to start his own consultancy in India, would like to have the answers for the following questions: Q1: Can I simultaneously start my own business / consultancy while working as an employee? Q2: Which is better from tax point of view: salaried employee vs. working as a consultant? Q3: If I start a consultancy, then what are the legal formalities? Q4: If working as a consultant, whether to open a sole proprietorship firm or work under individual’s name? Q5: If I open a sole proprietorship, whether any registration is required for it? Q6: How can I be sure that the name I’m going to use, say, “ABC Consultants” is unique and there is no other business or profession is being operated under the same name? What if in future I become famous and someone else copies my firm name? Q7: What is the status of sole proprietorship under Income Tax Act, 1961? Do I need to apply f...

If a person wants to become an entrepreneur then he must start a new business and for starting up the business he needs to have a business plan . It is not necessary that the plan has to be a new idea for which he will need capital. The amount of capital depends upon the type of business that the entrepreneur is starting. He can get the required capital from many sources. The required capital, be it less or more depends upon the business plan. Some of the sources from which the entrepreneur can raise the required capital are: ·          Own funds ·          Venture capitalists ·          Angel investors ·          Partnership ·          Banks ·          From friends and relatives ·          Institution...