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Collateralized Debt Obligation (CDO) VS Mortgage-Backed Security (MBS)

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Company Deposits

        World of Finance by M.Vijaya Sai With the macro environment being tippy these days markets worldwide are behaving very volatile. In this situation how can one position safe and be assured good returns. This can be tackled skilfully through various investment product’s. One of those products is Company Deposits or Company Fixed Deposits. One famous quote tells us -"The reason saving comes before investing is that you need to have seed before you can sow it in anticipation of a harvest." truly one need to save well, as your money should turn out to be a good yielding crop with high return. How can we make it happen? We know banks tend to give lower rate of return on our regular savings account. While the Gold reaching tall peaks making it not affordable for common man. Investing in equity market and mutual funds seems to be very risky because of high volatility. Furthe...

Home Loan Solution for Early Birds-“STEP UP LOAN”

        World of Finance by M.Vijaya Sai A famous quote always reminds us –“Start Early, Drive Slowly and Reach Safely”. Same thing holds good for early birds (who are in beginning of their carrier) whose dream is to build a home of their choice. But often these early birds fall short of funds that could build their dream homes. For those who fall in this category. Step up loan is your recipe. A famous quote always reminds us –“Start Early, Drive Slowly and Reach Safely”. Same thing holds good for early birds (who are in beginning of their carrier) whose dream is to build a home of their choice. But often these early birds fall short of funds that could build their dream homes. For those who fall in this category. Step up loan is your recipe. What is this Step up Loan? Step up loan is a banking solution that helps you to plan and leverage your future expected salary increment to increase the quantum of home loan you avail at ...

Thoughts and ideologies behind the Successful people

        World of Finance by M.Vijaya Sai Thoughts and ideologies  behind the Successful people ·          Carlos Slim - Net Worth (USD) Age Born Citizenship Residence Sources of wealth $74.4 billion 71 Mexico Mexico Mexico Telmex , América Móvil ,   Grupo Carso Mr. Slim says he likes competition in business, but blocks it at every turn. He loves talking about technology, but doesn't use a computer and prefers pen and paper. He hosts everyone from Bill Clinton to author Gabriel García Márquez at his Mexico City mansion, but is provincial in many ways, doesn't travel widely, and proudly says he owns no homes outside of Mexico. The 71-year-old tycoon controls more than 200 companies -- he says he's "lost count" -- in telecommunications, cigarettes, construction, mining, bicycles, soft-drinks, airlines, hotels, railways, banking and printing. In all...

Plan Your Financial Needs

        World of Finance by M.Vijaya Sai Whenever we start a project, the first thing that we invariably do is planning. And when it comes to finance and business, needless to say that, planning becomes important activity. So what is financial planning all about? Financial Planning can be termed as a process in which financial needs are assessed first, objectives to achieve monetary goals are set and assets and resources are evaluated and ways to increase them are devised. Why is financial planning important? Of course!  The financial planning  activity not only allows the person to learn about planning his finances but also helps him understand the importance of cash flows and investments and track expanses that come handy in the most unexpected situations. How is financial planning done? Yes, this is what this article is all about: Planning your financial needs..Keep reading. How to make a Financial Plan? Financial...

How to estimate Business profits?

        World of Finance by M.Vijaya Sai Every Business entrepreneur would like to estimate his/her business profits from time to time and work hard to achieve those targets. Here we will learn to use a powerful tool that estimates Business profits. How a business's profits change as the sales volumes change as well as break even points. Although the  purpose of every business may be different but the success of the business is measured in terms of Profitability. The business analyst must  accesses:                            "What is the Break even point?"                              "What should be the Sales turnover for the period?"                            "How to cut down on co...